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Save together.
Win together.

Rotating savings circles trusted across diaspora communities worldwide. SusuFlex brings that tradition into the digital age — transparent, automated, and secure.

$899.7B in global remittances in 2024
Bank-level Security
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79%
Adults With Financial
Accounts Globally
$899.7B
Global Remittances
In 2024
24.6M
US Households Unbanked
Or Underbanked
500+
Early Adopters
& Growing Daily
🌍 A Tradition, Digitized

What is a Susu?

A susu (also called tanda, chit fund, or paluwagan) is a savings circle used by communities across Africa, Latin America, the Caribbean, and Asia for centuries. Members contribute a fixed amount regularly, and each person takes turns receiving the full pot.

It's not a loan—no interest, no banks, no credit checks. Just people saving together and helping each other access lump sums when they need them most.

How a Circle Works
Round 1 of 6
$0 Pool
👩🏾 Ama
👨🏽 Carlos
👩🏻 Mei
👨🏿 Kwame
👩🏼 Sarah
👨🏾 Dayo
6 friends each put in $50 every round
Banks SusuFlex
Interest earned ~ 0.01–0.5% 0% (no interest, no debt)
Access to lump sum Save for years Get it in weeks
Credit check Required None needed
Community None Built-in accountability
Fees Monthly + overdraft Free for members
See how it works

The App

Designed to be understood instantly

Every screen tells you exactly where your money is

💰 Family Savings Active
Pool Total $1,200
Next payout: Jan 15
6 members
👩🏾 👨🏽 👩🏻 👨🏿 👩🏼 +more
Circle overview with pool total, next payout, and member roster.
⭐ Trust Score 92
You Due in 2 days
Reminder set for Jan 13
Trust scores, payment status, and reminders in one place.
📈 Activity This Week
💵
Payout received Family Savings · $200
2h ago
👥
New member joined Work Friends Circle
1d ago
Trust score increased Now at 92 points
3d ago
View all activity
Stay updated with real-time activity from all your circles.

Simple & Transparent

How SusuFlex works

Three steps. No banks. No interest. Just your community, saving together.

Step-by-Step Guide 3 steps
👥
Create Circle
Invite 5-15 members
💵
Everyone Pays
$50/month each
🎁
One Gets Pot
$400 payout
🔄
Repeat
Until all receive

💰 See the Money Flow

👩🏾Maria
👨🏽Carlos
👩🏻Sarah
👨🏿James
👩🏼You
🏦
$400
This Round
Paid this round
Receives pot
Waiting turn

📅 8-Month Circle Timeline

M1 👩🏾
M2 👨🏽
M3 👩🏻
M4 👨🏿
M5 👩🏼
M6-8 ...
✓ Received ● Current ○ Upcoming

💡 Example

8 friends each contribute $50/month. Each month, one person receives $400. After 8 months, everyone has contributed $400 and received $400—but each person got their lump sum when they needed it!


See Your Savings

Calculate your circle power

Discover how much faster you can reach your goals with SusuFlex

$50 $50 $1,000
5 8 members 15
Your Lump Sum Payout
$400
Received in 4 months (avg)
Traditional Saving
8 months
Time Saved
4 months faster

Why Choose SusuFlex

Built for trust & transparency

Every feature exists because we asked: "Would I trust my family's money to this?"

Trust Scores

Every member builds a reputation. See reliability ratings before joining circles — no more ghosting or disappearing members.

✓ On-time payer ✓ 5 circles completed
92

Secure Payments

Bank-level security powered by Stripe. PCI-DSS compliant. Every transaction is encrypted and protected.

Circle Health Dashboard

See real-time health scores before joining any circle. Know payment rates and risk levels upfront.

87% Healthy
✓ 95% on-time ✓ Low risk

Circle Never Stops

Co-admins, autopilot mode, and democratic voting ensure your circle keeps running no matter what.

Co-admins
Autopilot
Voting

Smart Reminders

Never miss a payment with timely notifications across email, push, and in-app alerts.

Payment due in 2 days
Payment confirmed

Multi-Currency

Run circles in USD, EUR, GBP and more. Perfect for global diaspora communities.

🇺🇸 USD 🇬🇧 GBP 🇪🇺 EUR 🇨🇦 CAD

Trust-First Platform

Your money, protected

We asked ourselves: "Would I trust my family's money to this?"

Circle Health Scores

See payment rates and member reliability before joining any circle. No surprises.

Rules Locked In

Late fees, grace periods, payout order—all set in stone before the circle starts.

Autopilot Mode

If the captain goes quiet, payouts keep moving automatically. Circle never stops.

What People Say

Read what people say

1 / 10

Discover what's new

Product Update

SusuFlex is now in public beta — start your first circle today

Read More
How It Works

Understanding rotating savings circles and how they've worked for centuries

Read More
Security

How SusuFlex protects your money with 8 layers of trust and verification

Read More
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