$899.7 billion in global remittances annually (World Bank, 2024). We're digitizing community savings.
We modernize rotating savings circles while keeping funds with licensed payment partners.
Trusted, offline savings circles are moving online across diaspora communities.
Tech platform model with Stripe and licensed PSPs handling money movement.
Transparent rules, dispute flows, and verification to reduce default risk.
Designed for susus, tandas, chit funds, and other ROSCAs worldwide.
...on WhatsApp and spreadsheets. We're changing that.
40%+ use informal savings
$100B remittances (World Bank)
Strong chit fund tradition
$130B remittances (World Bank)
Tanda culture deeply rooted
$156B remittances (World Bank)
62M+ Hispanic, 4.6M African-born
High remittance senders
1.5% - 5% per payout based on tier
Monthly recurring revenue
Same-day payout fees
Payment protection revenue
Value-added services
vs $5-15 industry average
vs 40% for most apps
Blended ARPU
Software + payments
| Year | Users | Revenue | Gross Margin |
|---|---|---|---|
| Year 1 | 50K | $500K | 85% |
| Year 2 | 500K | $5M | 85% |
| Year 3 | 2M | $20M | 85% |
| Year 4 | 10M | $100M | 85% |
| Year 5 | 25M | $250M | 85% |
Important disclosure. This page is for informational purposes only and is not an offer to sell, or a solicitation of an offer to buy, any security. Any offering will be made solely through official channels, including a Form C filed with the U.S. Securities and Exchange Commission and made available on a registered funding portal. The securities have not been registered under the Securities Act of 1933 and will be subject to transfer restrictions; they are illiquid and involve a high degree of risk, including possible loss of your entire investment. Any statements about the future are forward-looking and are not guarantees of performance.
See potential returns based on different future company valuations
| Future Valuation | Share Value | Your Shares Worth | Return Multiple | Profit |
|---|
Disclaimer: These are hypothetical scenarios for illustrative purposes only. Actual returns depend on future company performance and are not guaranteed. Startup investments carry significant risk, including the potential loss of your entire investment. Past performance is not indicative of future results.
Up from 1B in 2010
Stripe, M-Pesa, Flutterwave
Rising mobile-money & digital savings adoption
Driving savings demand
Growing rails for compliant community finance
Diaspora seeking alternatives
Everything you need to evaluate SusuFlex as an investment opportunity
Visual overview
View Deck →Concise overview
View Summary →Problem, solution, metrics at a glance
View Document →Architecture, stack & code quality
View Document →Tip: Use your browser's print function (Ctrl/Cmd+P) to save documents as PDF
| Metric | 6 Months | 12 Months | 24 Months |
|---|---|---|---|
| Monthly Active Users | 5,000 | 25,000 | 100,000 |
| Active Circles | 500 | 2,500 | 10,000 |
| Monthly Transaction Volume | $250K | $1.5M | $8M |
| Monthly Recurring Revenue | $5K | $30K | $150K |
| User Retention (30-day) | 60% | 70% | 75% |
Organic and referral-led acquisition in beta
Retention and monetization benchmarks in progress
Goal: sustainable unit economics at scale
Community invitations drive low-cost growth
iOS, Android & Web from single codebase (Flutter)
Firebase backend scales automatically
End-to-end encryption, SOC 2 compliant infra
Modular architecture and automated testing
PCI-compliant payments
Policy-driven access controls and audit readiness
Built for cross-border communities
Clear, current, and transparent documentation for diligence.
We're not disrupting banks. We're digitizing trust.